Insurance Agent
[Intro Paragraph] To get started with your insurance agent job description, open with a marketing summary of the business. This tells job seekers about the culture, attitude, and goals of the organization. Be sure to include all the details that make you stand apart from the crowd. This is the time to brag a little bit and focus on what the company can offer the candidate.
Insurance Agent Job Responsibilities:
- Provides service to clients’ changing insurance needs by selling life, health, and disability insurance.
- Establishes productive working relationships with clients.
- Develops base for long-term sources of clients.
- Compiles lists of prospects.
- Determines clients’ particular needs and financial situations by scheduling fact-finding appointments and determining the extent of present coverage and investments.
- Ascertains clients’ long-term goals.
- Develops a coordinated protection plan by calculating and quoting rates for immediate coverage action and long-term strategy implementation.
- Communicates with adjusters.
- Obtains underwriting approval by completing application for coverage.
- Completes coverage by delivering policy, planning future follow-up visits, and evaluations of needs.
- Provides continuing service by providing direct deposit forms, processing changes in beneficiary, and analyzing policy loan applications.
- Provides death benefits by delivering policy proceeds and reassessing client needs.
- Updates job knowledge by participating in educational opportunities, maintaining personal networks, and participating in professional organizations.
- Enhances insurance agency reputation by accepting ownership for accomplishing new and different requests and exploring opportunities to add value to job accomplishments.
[Work Hours & Benefits] We recommend that you address work hours and benefits in this section of your insurance agent job description. The rationale is that a potential applicant wants this information sooner rather than later. Once they read it, they’re hopefully hooked and will be more likely to continue reading. Provide information about working conditions or requirements, including shift work, weekend work, overtime, and break schedules. Additionally, it’s essential to mention any special benefits that the company provides that aren’t normally available.
Insurance Agent Qualifications/Skills:
- Prospecting skills
- Meeting sales goals
- Motivation for sales
- Product knowledge
- Organizational skills
- Attention to detail
- Strong communication skills
Education and Experience Requirements:
- High school diploma or equivalent
- BA in finance, business, economics, or a related field is preferred by many employers
- State license
- Continuing education credits
[Call to Action] The best way to conclude your job posting is by including a call to action. It’s an effective way to improve your chances of the candidate making the effort to apply. Give them a clear directive. For example, instruct them to click on the apply button at the top of the posting or apply on the company website.
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